Payday Loan

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Credit card issuers generally offer a grace period that allows you time to pay your bill without incurring interest charges on your purchases. The grace period usually lasts two or three weeks from the end of the billing cycle, and will be incorporated into the due date on your bill. Pay your bill in full by the due date and there will be no interest charges on any of your purchases. Carry a balance over to the next billing cycle, and you will be charged interest on the remaining balance.

However, the grace period usually does not apply to cash advances. Without a grace period, interest starts accruing from the date that a transaction is posted. To avoid unexpected interest charges, you must check the terms and conditions of your credit card and adjust your payment strategy accordingly.

Credit card companies love cash advances because they generate significant income. Payment indust…

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